Your Employer Already Pays for Care. Most Caregivers Just Can’t Accept It.
Hello Nanny!® is the only placement agency built end-to-end to make your Dependent Care FSA actually usable — for a nanny, child care provider, or elder care caregiver — legally, from hire to first paycheck.
The Hard Part Isn’t Finding Care. It’s Being Allowed to Pay for It.
Your company set aside real money for this — a Dependent Care FSA, a caregiving stipend, an employer benefit built exactly for moments like this one. Whether you’re caring for a child or an aging parent, there’s a catch almost no one tells you about until it’s too late:
The IRS only reimburses legal, W-2 employment.
If your caregiver — a nanny, babysitter, in-home child care provider, or elder care aide — is paid in cash or as a 1099 contractor, which is how the vast majority of these arrangements actually work, your Dependent Care FSA claim can be denied. The benefit your employer is paying for goes unused, and you’re left navigating payroll, taxes, and compliance alone, or not using it at all.
That’s the gap Hello Nanny!® was built to close.
One Agency. Every Type of Care. Fully Compliant.
We Find and Vet the Right Caregiver
Nationwide sourcing, interviews, and background checks for nannies, child care providers, and elder/dependent care caregivers — so you’re matched with someone who fits your family’s specific needs, not just the first available candidate.
We Set Them Up Legally — W-2, Not 1099
This is the step that makes or breaks your FSA eligibility, regardless of who is being cared for. We handle the legal household employment setup through our payroll partner, HelloPay, so your caregiver is a properly classified W-2 employee from day one.
You Submit Your FSA Claim — Already Compliant
No guesswork, no denied claims, no scrambling for documentation. Because the employment relationship was structured correctly from the start, your reimbursement paperwork is ready when you are.
Built to Be Trusted With This
WBENC-Certified
nationwide agency
Legally structured placement agency
not a staffing company, not a gig marketplace
Nannies, child care, elder care
all under one compliant framework
The Household Employer Blueprint
17-module course on legal household employment
HelloPay
our dedicated household payroll infrastructure
5,000+ families
trusted across the country
Dependent Care FSA Questions, Answered
Can I use my Dependent Care FSA to pay for a nanny, child care provider, or elder care aide?
Yes — but only if that caregiver is a legal W-2 household employee. Cash arrangements and 1099 contractor setups are not eligible for reimbursement under IRS rules, regardless of whether the care is for a child or an aging or disabled dependent.
Does a Dependent Care FSA cover elder care, or just child care?
What’s the difference between W-2 and 1099 for a household caregiver?
Does Hello Nanny!® handle the payroll setup too?
Yes. Through our partner HelloPay, we help set up legal household payroll for nannies, child care providers, and elder care caregivers so your FSA claims are compliant from the start.
My employer offers a benefit through a platform like TOOTRiS — does this still apply?
Yes. Employer-funded benefit platforms rely on the same IRS eligibility rules, whether the benefit is being used for child care or elder care. Whoever ultimately employs the caregiver still needs to do it legally in order for the benefit to be reimbursable.
What if I already have a caregiver paid under the table?
We can help transition an existing arrangement — nanny, child care provider, or elder care aide — to legal, compliant employment. Talk to us before your next FSA filing deadline.